David Giertz has more than 30 years of experience in the finical industry. He has been very successful in providing people with tips and advice on how to obtain and maintain lifelong wealth throughout the years. He has received his Bachelors in Science from Millikin University which is located in Decatur, IL. He has also received his Masters degree from the University of Miami, which is located in Coral Gables, Florida.
Giertz has a long track record of being successful with finances. He was once the President of Nationwide Financier’s sales. While under his leadership, Giertz grew the company’s revenue several billion dollars more profit.
In addition to being an expert finical adviser, David is also a Certified Business Coach. He has coached more than 100 people on different business training techniques and on how to run a business successfully.
David recently shared a few dos and don’ts that should be kept in mind when preparing to save for retirement. David recommends that everyone should create a finical plan that includes increasing social security’s benefits. This is a very important tip, considering more than a quarter of people who have already retired received less money than what they expected to receive.
Most people think that it is possible to retire with just social security benefits; however, this is not true. Social security benefits are only supposed to help assist with retirement, it is not supposed to be used to live off of. This is why a retirement plan is need along with social security benefits.
With social security benefits, if you work up to your full retirement age, you will receive the expected amount of money monthly. However, sometimes life is unexpected and some people may become sick and injured sooner than expected which will of course cause you to leave the job earlier than expected. The longer you work, the more money you will receive per month through social security benefits once you are retired!